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A birthday is an occasion that should be full of memories and fun not to mention great birthday presents. No birthday would be the same without a couple of funny birthday presents to create a few extra laughs.

Gift giving can be taken way too seriously at times and that ultimately takes all of the fun out of the occasion. Funny birthday present ideas are becoming more and more popular these days and for very good reason. People just enjoy laughing. Laughter is said to be good for the soul and what better way to create laughter than by giving a funny gift to that special person in your life.

This task can be easier than you might think. There are many different options when it comes to funny birthday present ideas and it will definitely be well worth the time when the outcome is finally achieved. The web is always a fantastic tool for searching for the perfect gag gift. There are many websites out there that will ship your gift right to your doorstep. Convenience is the key with this option because you have the luxury of shopping around while never leaving the home. You can also check out your local shops and malls for gift ideas but this option can prove tiresome and, at times, without success.

There are countless examples in the area of funny birthday presents and hearing about some of them can sometimes make a difference. One of the funniest ‘gag gift’ ideas can be made in your own home. Simply purchase a small gift box, tissue paper and some wrapping paper. You will also need two batteries and size doesn’t matter. Place some tissue paper in the bottom of the gift box and place the two batteries on top of the paper. Cover the batteries with more tissue paper and include a small note with the words “Sorry I forgot to buy the gift” close the box and wrap it up, simple and funny but memorable.

Another funny gift idea is the backwards clock- This clock actually turns backwards! All the numbers are positioned anti-clockwise but the seconds hand turns counterclockwise so no problems, just laughs. This gift idea can be purchased online at amazon.com and is a must try for any birthday.

The possibilities are almost endless when it comes to giving funny birthday presents to those who you really care about. This is by no means a substitute for giving out sensible, practical gifts but including a few funny birthday present ideas in the mix will be the topping on the cake.

Remember that presentations are really a form of brand management. Each presentation is a chance for you to sell your brand to the audience. To make sure you do so effectively, here are powerful tips for persuasive presentations:

• Understand Your Audience’s Needs. Always start by showing that you understand your audience’s needs. The presentation is about how you meet them – not about you. Communicate your offering’s benefits to the audience; guide their decision making process by giving them the facts they need and establish the trust they want
• Understand the context. Get to the point, immediately. Focus on what they want to know, now. Don’t repeat what they may already know or not need to know, now. Understand how time of day and the room set-up impacts on your effectiveness.
• Engage Your audience. Attention spans are shorter than ever. Keep it simple. Be succinct. Use graphics that are appealing. Use powerful, action language to keep them excited
• Communicate Your Competitive Advantage. You’re probably not the only vendor competing on this deal. Why should they choose you and not your competition?
• Understand yourself. You present more effectively when you’re competent about the subject matter, comfortable with the presentation and confident that you can present it well. That means practice and channel natural nervousness into relating to the audience.
• Be authentic. Selling is the transfer of enthusiasm. You can’;t be passionate unless you genuinely believe in your message and care about influencing your audience. They sense your authenticity and it leads to trust.
• The Medium is the Message. Standing in front of a group with a PowerPoint presentation is NOT always the best way to present. Sometimes you need less (e.g., fewer slides) and sometimes more (e.g., a focused flash presentation). Sometimes a webinar is the most cost-effective way to present to your audience.
• The Whole is Greater than the Sum of the Parts. So many elements create the presentation gestalt. Don’t fuss over the weakness, unless they’re easy to fix; focus on the strengths of the presentation, and build on them so they dominate everyone’s field of attention!

Debt negotiation is a common process. During this process, people hired by a debtor try and negotiate the loan amount with credit companies. Generally after this negotiation, the loan amount negotiated is not just lower, the debtor is also freed from all the loans after consolidation of all loans after this one.

Debt negotiation helps all those who have been experiencing financial difficulties. It is not for all those experiencing difficulties, it is also for those who are found to be totally unable to pay off such loans. This study is made by the counselors hired by the person. The credit company may or may not agree to this negotiation, if it feels that the person can very well pay off the loan.

The benefit of negotiation happens that the person who is in debt can pay off at least minimum of loan amount. This saves the credit company from hiring legal teams, filing foreclosure and also trying to get money by selling of person’s assets. However, in case where the fixed asset is not mortgaged, it is common that the company may end up losing up all the money that is owned by the creditor.

Debt negotiation is one of the common processes during debt settlement and debt arbitration. This negotiation needs to be done, in case the debt is to be repaid at least in part to the company. Negotiation will always help a debtor against bankruptcies.

During debt negotiation there are a variety of things taken under consideration. These are the earning capacity, number of persons earning, total income of the family as against total debt and liabilities. This also ascertains whether or not the family or individual will be able to repay the loan. If it is found that the loan cannot be repaid rather only the amount if negotiated can be repaid, in such cases companies allow debt negotiation. If it is found that the family or individual can repay loan the credit company will try to get complete amount from the person.

Most of the times debt negotiation is done by credit counselor. This could be a person working privately for a company or could be an independent entity. In both cases, it is the main aim of this person to get your debt reduced considerably. You may have to pay this person, however it need not me immediate. At times the payment is determined depending upon how much debt has been actually reduced. Commission payment is always the calculated as percentage of amount reduced in debt. Payment terms are determined by both parties mutually.

Upon reduction in debt, terms of payment, rate of interest and duration of the loan is also determined. Generally after debt negotiation, fresh papers are prepared. It depends on the credit company to determine whether or not credit rating of this person would be affected.

Check out more information on commercial debt counseling here!